[I:http://www.compareusinsurance.com/wp-content/uploads/2009/08/KunalWadhwani2.jpg]As a beginner you must know that the health insurance plans are divided into three basic categories, the individual ones for the ones seeking benefit for the family, the group insurance plan for the organization funded and the one by the federal government-Medicare and Medicaid. But how affordable these plans turn out to be depends on several factors. But nowadays most of them are opting in for private firms as compared to the government aided plans.

Nowadays people do not go in for individual health insurance plan as it is not that affordable as compared to group insurance plan. And most of the people however enjoy health insurance benefits from their employers already which subsidize their health insurance expenses to a great amount.

However there is always a risk involved in such cases as initially you are not entitled for the health insurance plan and even when you do, there is no guarantee for your job, even though you are ensured coverage under CORBA for at least six months. However the question of affordable health insurance still remains a question.

This dilemma of individuals who are deprived of health insurance plan due to some or the other reasons and have to go through huge expenses due to untoward circumstances or in cases of severe illnesses is understood by the Insurance Care Direct.

ICD has launched its own health insurance portal www.insurancecaredirect.com which takes care of all your insurance needs. It acts as your counselor to again maximum benefits for an affordable health insurance plan and as per your specifications. It provides a hassle-free platform with its always helpful customer service that takes care of all your needs and provides you with a list of health insurance quote once you key in your basic details and your requirements. So now you need not worry about any of your insurance needs even if you are a small firm or a large organization.